Home equity reaches a record $18 trillion among US mortgage holders. Here is where it runs deepest

  For millions of Americans, the home they already own has become one of their strongest financial assets. U.S. mortgage holders collectively held a record $18 trillion in home equity in the second quarter of 2026, according to ICE Mortgage Technology’s August 2026 Mortgage Monitor. Within that total, ICE classified $11.7 trillion as tappable equity,