When insurance payments rival the mortgage: Inside the 2026 homeowners insurance squeeze

  Homeownership seems to promise stability, with predictable monthly mortgage payments and protected assets. But in recent years, insurance changes — including withdrawals from high-risk states, policy nonrenewals, and premium spikes — have put many households on shakier ground. To learn more about how policyholders are handling this financial pressure, SoFi surveyed 520 homeowners around