More drivers are staying in their current cars. Why they should consider revisiting their original loan.

  With new car prices averaging $50,000 and inflation squeezing household budgets, more Americans are holding on to their car for longer. Findings from Caribou’s 2026 Car Loan Sentiment Survey of 2,000 U.S. auto loan holders suggest that this decision to stay put raises the financial stakes on loans most borrowers have never revisited. Only